What Hotels Accept Echecks? (Guide) In 2025
When booking a hotel, most people use credit cards, debit cards, or cash. But what if you prefer to pay with an eCheck? Many travelers are now looking for hotels that accept eChecks as a payment method.
What Hotels Accept Echecks? In this article, we will explore what eChecks are, how they work, and which hotels accept them.
What is an eCheck?
An eCheck, or electronic check, is a digital version of a traditional paper check. It allows funds to be transferred directly from a bank account to a merchant or service provider.
eChecks are processed through the Automated Clearing House (ACH) network, making transactions secure and efficient.
Benefits of Using eChecks for Hotel Payments
- Secure Transactions – eChecks uses encryption and authentication protocols to protect users from fraud.
- Lower Fees – Many hotels and businesses prefer eChecks because they often have lower processing fees compared to credit cards.
- Convenient for Bank Transfers – If you don’t have a credit card, eChecks offers a direct bank payment alternative.
- Fast Processing Time – While eChecks take a little longer to process than instant card payments, they are still efficient and widely accepted.
Do Hotels Accept eChecks?
While eChecks are not as widely accepted as credit or debit cards, some hotels do accept them, particularly those catering to business travelers or customers booking extended stays.
Hotels that accept eChecks usually require advanced booking to allow time for the transaction to clear.
Major Hotel Chains That Accept eChecks
While not all major hotels accept eChecks, some do under specific conditions. Here are a few options:
1. Marriott Hotels
- Some Marriott locations may accept eChecks for advanced bookings.
- Guests are usually required to complete payment several days before arrival.
2. Hilton Hotels & Resorts
- Certain Hilton locations may allow eCheck payments, particularly for corporate bookings.
- Online reservations with eChecks are typically done via a third-party payment processor.
3. Wyndham Hotels
- Wyndham hotels, including Days Inn, Super 8, and Ramada, may accept eChecks for prepaid reservations.
- Guests should call ahead to confirm payment options.
4. Extended Stay America
- Since these hotels cater to long-term travelers, they are more flexible with payment methods, including eChecks.
5. Choice Hotels (Comfort Inn, Quality Inn, Econo Lodge)
- Some locations allow guests to pay using eChecks, primarily through direct invoicing.
How to Book a Hotel Using an Check?
If you want to book a hotel with an eCheck, follow these steps:
- Check the Hotel’s Payment Policy – Contact the hotel’s front desk or check their website for payment options.
- Book in Advance – Since eChecks take longer to process, book at least a few days before your stay.
- Use a Third-Party Booking Service – Some online travel agencies accept eChecks and can facilitate hotel payments.
- Provide Bank Details Securely – Make sure you use a secure method to share your banking information for eCheck processing.
- Confirm Your Reservation – Follow up with the hotel to ensure your payment has been received and your booking is confirmed.
Hotels That Accept eChecks Through Third-Party Platforms
If you cannot find a hotel that directly accepts eChecks, consider using third-party services that process eChecks and make payments to hotels on your behalf. Some of these platforms include:
- Expedia – Certain hotels on Expedia allow payment via eCheck.
- Booking.com – Some properties accept eChecks through verified payment gateways.
- PayPal – Many hotels accept PayPal, which allows users to fund payments with eChecks.
Final Thoughts – What Hotels Accept Echecks?
While eChecks are not the most common hotel payment method, they are still a viable option at select hotels and through third-party booking services.
If you prefer using an eCheck, it’s best to confirm with the hotel in advance to ensure a smooth booking experience.
As digital payments continue to evolve, more hotels may start accepting eChecks, offering guests greater flexibility in how they pay for accommodations.
People also ask
Which hotels offer digital check-in?
Marriott Hotels – Use the Marriott Bonvoy app for mobile check-in and keyless entry.
Hilton Hotels – The Hilton Honors app allows digital check-in, room selection, and digital key access.
Hyatt Hotels – The World of Hyatt app offers mobile check-in and digital keys at select locations.
IHG Hotels (Holiday Inn, Crowne Plaza, etc.) – Use the IHG One Rewards app for digital check-in.
Wyndham Hotels – Some locations provide mobile check-in through the Wyndham Rewards app.
Best Western – Offers digital check-in via the Best Western Rewards app.
Choice Hotels (Comfort Inn, Quality Inn, etc.) – Select properties offer mobile check-in through the app.
Can you buy now pay later for hotels?
Expedia – Partners with Klarna, Affirm, and Zip for flexible payments.
Booking.com – Some properties offer Pay Later or installment options.
Hotels.com – Works with Affirm for split payments.
Marriott, Hilton, and Hyatt – Some locations allow BNPL via Affirm or Klarna when booked through third-party platforms.
Airbnb – Accepts Pay Over Time via Klarna, Affirm, or Afterpay in select regions.
What payment method do hotels accept for reservation?
Credit & Debit Cards – Visa, Mastercard, American Express, Discover.
Cash – Some hotels allow cash payments at check-in but may require a deposit.
eChecks (Electronic Checks) – Accepted at select hotels, usually for advanced bookings.
PayPal – Available at many hotels and booking platforms like Expedia & Booking.com.
Mobile Payments – Apple Pay, Google Pay, Samsung Pay (varies by hotel).
Buy Now, Pay Later (BNPL) – Affirm, Klarna, Afterpay for installment payments.
Loyalty Points & Rewards – Marriott Bonvoy, Hilton Honors, World of Hyatt, etc.
Can you check into a hotel digitally?
Use the Hotel’s App – Apps like Marriott Bonvoy, Hilton Honors, and World of Hyatt offer mobile check-in.
Select Your Room – Some hotels let you choose your room before arrival.
Receive a Digital Key – Unlock your room with your smartphone (available at Hilton, Hyatt, and others).
Go Straight to Your Room – No need to stop at the front desk!
